Use a budgeting tool (as seen below): If you’re not a fan of spreadsheets, you can use a budgeting tool like YNAB instead.Create a spreadsheet: Once you have chosen a budgeting method, you should create a budget spreadsheet to track your numbers.Choose a budgeting method (as seen above): What type of budget are you going to follow?.According to your answer to the question above, you should set specific financial goals. Set financial goals: Following a budget is all about improving your financial situation.
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